Xtenda Online Loans Zambia, based in Zambia, serves as a cornerstone in the microfinance sector by offering tailored payroll-backed loan solutions specifically designed for government and quasi-government employees. The organization changed its name from Letshego to Oryx Finance Limited in 2014, and in December 2016, its current shareholders enthusiastically embraced it. As a proud member of the Xtenda Financial Holdings Limited (XFHL) family, Xtenda Zambia is dedicated to enhancing financial accessibility for its esteemed clientele.
Loan Eligibility
At Xtenda, we prioritize making the loan application process straightforward, transparent, and accessible. Our commitment to financial empowerment is reflected in our clear set of eligibility criteria, designed to ensure that our clients receive the financial support they need on terms that are fair and manageable. This approach allows us to build a foundation of trust and clarity with our clients, setting the stage for a successful financial partnership.
Key Eligibility Requirements
To qualify for a loan with Xtenda, applicants must meet the following criteria, which are carefully chosen to ensure responsible lending and borrowing:
- Employment Stability: Applicants should have a stable job with a tenure of at least 3 to 6 months with their current employer. This requirement is crucial for demonstrating a reliable source of income and ensuring that borrowers have the means to repay their loans without undue financial stress.
- Minimum Age: All applicants must be at least 18 years old. This ensures that borrowers have reached the age of majority and are legally able to enter into a loan agreement.
- Valid Identification: A valid ID document, along with an employer-issued personalized ID card, is required. This helps in verifying the identity of the borrower and their employment status.
- Income Verification: To assess their financial health and repayment capacity, applicants must provide their latest payslips and bank statements. These documents give us insight into the applicant’s earnings and spending habits, enabling us to tailor loan offerings accordingly.
- Proof of Residence: A document verifying the applicant’s place of residence is needed. This requirement is part of our due diligence, ensuring that we have accurate information on our clients.
- Employer Authorization: Pre-approval forms from the employer are necessary to confirm employment and income details. This step adds an extra layer of verification to the application process.
- Personal Identification: A recent photograph is required for personal identification purposes, completing the set of necessary documents for the loan application.
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Building Mutual Trust
By adhering to these eligibility criteria, Xtenda ensures that loans are provided responsibly and sustainably. Our process is designed to be as inclusive as possible while also safeguarding against financial risks for both the lender and the borrower. Our aim is not just to provide financial support, but to do so in a way that promotes financial health and stability for our clients, laying the groundwork for a prosperous financial future.
Where to Find Us
Xtenda Zambia proudly operates from our headquarters in Lusaka, extending our reach through 13 branches strategically located across the nation. This expansive network ensures that we are always within your reach, ready to serve you with the utmost dedication.
More About Xtenda Financial Holdings Limited (XFHL)
Established in Mauritius and commencing operations in late 2015, Xtenda Financial Holdings Limited is a retail financial services powerhouse. By offering a variety of financial products and services that are specifically suited to the needs of the retail market, we aim to fill the gap that the formal banking sector frequently leaves behind.
Navigating Our Services
Whether you’re looking to learn more about Xtenda, explore our product offerings, or connect with us directly, our comprehensive suite of services is designed to cater to all your financial inquiries and needs.
- Home: Discover the essence of Xtenda and how we can support your financial aspirations.
- About: Dive deeper into our journey, mission, and the values that drive us.
- Product: Explore our diverse range of financial solutions tailored to meet your needs.
- Board and Investors: Learn about the visionaries behind Xtenda and our strategic direction.
- Branches: Locate your nearest Xtenda branch and step into a world of personalized financial services.
- Contact: Reach out to us for any inquiries, feedback, or support. We’re here to assist you every step of the way.
Xtenda Financial Holdings Limited holds the promise of unwavering support and financial solutions designed with you in mind. With DBF Capital Partners Limited as a major shareholder, we stand firm in our commitment to excellence and integrity.
Embark on your journey towards financial freedom with Xtenda today, where your financial well-being is our utmost priority.
How to Apply for Xtenda Online Loans Zambia 2024
Applying for a loan with Xtenda is a streamlined process designed to be both straightforward and efficient. To begin, ensure you meet the loan eligibility criteria, including employment stability, age requirements, and necessary documentation. Then, utilize the contact form on our website to submit your application, providing details such as your name, email, contact number, and the required documents. Our team is committed to reviewing submissions promptly, aiming to respond within 24 hours. For direct assistance or inquiries, you can also reach out to our head office via the provided contact numbers or visit a local branch. At Xtenda, we’re dedicated to making your financial journey as smooth as possible.
Contact Details
Get in Touch with Xtenda
At Xtenda, we are committed to providing exceptional customer service and support. Whether you have questions about our services, need assistance with your loan application, or have any other inquiries, our team is here to help. We understand the importance of timely and effective communication, which is why we strive to respond to all messages within 24 hours.
How to Contact Us
To ensure we address your needs efficiently, please use the contact form provided. This allows us to gather all the necessary information to assist you promptly. The following details are required when filling out the form:
- Your Name*: Please provide your full name to help us address you properly.
- Your Email*: Enter a valid email address where we can send our response.
- Your Contact Number*: Include a phone number for potential follow-up calls.
- Subject: Briefly state the purpose of your message to help us direct it to the appropriate department.
- Message: Here, you can detail your questions, concerns, or requests regarding Xtenda’s services.
Head Office Contact Information
For direct inquiries or more immediate assistance, feel free to contact our head office at the following numbers:
- Phone: +258 21 422 445 | +258 21 422 444
Our head office is located at:
Mambilima House
Kabelenga Road
P.O. Box 51499
Ridgeway
Lusaka
Please note that while we strive for accuracy and reliability in our communications, there may be times when external factors affect our systems. Currently, we are aware of issues with Google Maps integration on our website. If you’re experiencing difficulties locating us or finding a branch, please reach out directly for assistance.
Finding a Branch
For personalized service or to inquire about services available at a location near you, our “Find a branch” feature is designed to help. Simply enter your location to search for the nearest Xtenda branch. Our branches are strategically located to be accessible and provide comprehensive support for all your financial needs.
At Xtenda, your financial well-being is our top priority. We look forward to assisting you with any questions or requests you may have.
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